Notes.

Field notes on business management, cash flow and productivity.

PRODUCTIVITYOctober 10, 2026

Using an app instead of an Excel budget template: when to switch?

An Excel budget works up to a point. Broken formulas, sync problems and mobile access: 5 signs it's time to switch.

PRODUCTIVITYOctober 9, 2026

Recording receipts with your phone: escaping the paper pile

Fading receipts, lost invoices and the month-end nightmare end: the practical way to archive receipts from photos.

SAVINGSOctober 8, 2026

How to calculate fuel cost per km? The true cost of a car

The tank-to-tank method, per-km cost and the total cost of ownership including insurance and inspection.

SAVINGSOctober 7, 2026

How do subscriptions melt your budget? Anatomy of the invisible expense

Small monthly amounts add up to thousands a year. How to inventory your subscriptions and decide what to cancel.

SAVINGSOctober 6, 2026

Gold grams or dollars? A guide to tracking savings correctly

Combining savings held in different units into a single TL value: a tracking method that separates the exchange-rate effect from real gains.

HOME MANAGEMENTOctober 5, 2026

How to split expenses with a flatmate — without a fight

Rent, bills, groceries and shared items: practical rules for splitting costs in student and working flatshares.

HOME MANAGEMENTOctober 4, 2026

How to split household expenses? Fair sharing models

Equal split or income-based? Expense-sharing models for families and flatmates, plus how to track them.

BUDGETINGOctober 3, 2026

How to escape credit card debt? A step-by-step plan

The minimum-payment trap, card-ordering strategy and installment discipline: an actionable roadmap that melts debt away.

BUDGETINGOctober 2, 2026

What is the 50/30/20 rule? The budgeting method that splits your salary in three

Needs 50%, wants 30%, savings 20%: how to apply the world's most popular budgeting rule in practice.

BUDGETINGOctober 1, 2026

How to make a monthly budget? A simple system from scratch

People who keep a budget save more on average. A practical method with categories, limits and a weekly check-in.

E-INVOICESeptember 30, 2026

Who must switch to e-Invoice? 2026 scope guide

The e-invoice mandate keeps expanding. Which businesses are in scope, how to transition, and what it costs — explained simply.

PRE-ACCOUNTINGSeptember 29, 2026

What is pre-accounting and who should keep it? A plain guide for new businesses

Cash, bank, current accounts, invoices and stock: the scope of pre-accounting, how it differs from your accountant's job, and practical first steps for small businesses.

PRE-ACCOUNTINGSeptember 28, 2026

How to choose a free pre-accounting software? 2026 guide

Selection criteria for small businesses looking for free pre-accounting software: limits, data security, e-invoice compliance and a growth path.

ANNOUNCEMENTSeptember 27, 2026

Parasyo+ is here: meet the Home+ ecosystem

Chore wheel, shared wallet, GSM commitment tracking, calorie table and more — launch special at 89.90 TL.

HOME MANAGEMENTSeptember 24, 2026

How to budget a household? A step-by-step shared wallet guide

A system for managing rent, bills, groceries and shared expenses without conflict: how to set up and run a shared wallet.

SAVINGSSeptember 17, 2026

Subscription tracking: the real cost of your memberships

Netflix, Spotify, iCloud, YouTube... Ever added up the monthly total? A guide to making subscription costs visible.

SAVINGSSeptember 10, 2026

Get alerted before your GSM or internet contract expires

Why does the bill suddenly triple when the contract ends? A guide to tracking expiry dates and keeping your bargaining edge.

CASH FLOWJuly 12, 2026

5 ways to prevent a cash flow crisis in SMEs

Why do businesses that look profitable on paper go under? The answer usually hides in cash flow discipline.

PRODUCTIVITYJune 28, 2026

A guide to moving from Excel to pre-accounting software

Which data should you migrate, and which should you leave behind? How to complete the transition in two weeks.

TEAM MANAGEMENTJune 9, 2026

Digitalizing leave tracking: the hidden cost of HR

How many hours a year does a business tracking leave manually lose? We did the math.